Banks suing the poor…workhouses coming next… ** edited

Well, this was sobering to read.  Just when you think banks can’t get any more greedy and low, they surprise you yet again.

Opened up the wounds again.  I miss my house every single day.  In every season, I could find happy moments on my property.  The plants coming alive in Spring.  The wonderful days of summer with my tiger lilies blooming, fresh food out of the tiny garden.  The color splash of Fall.  The beauty of newly fallen snow in the winter, blanketing trees and bushes.  Watching bunnies, hawks, cardinals, nuthatches, woodpeckers, black capped chickadees, tufted titmouses from the three sliding glass doors….

Yep. I miss it.

The stories in this report are not exaggerated, I can assure you.  Collectors are vicious and they quite frankly don’t care whether you can put food on the table, as long as you are paying them.  They will call you ten times a day. Every day.

After I lost my home through credit default swaps, I still had outstanding debt.  My wages had stagnated while my property taxes nearly doubled, my natural gas bill doubled, slowly squeezing me into living on credit.  Not good.  I take the blame for some of it, because I had not been taught how to handle money in my youth, and I wasn’t as frugal as I should have been.  It’s as if my parents, who grew up very poor during the Depression, were averse to anything that reminded them of being poor–being frugal was not in their mindset.

So….some hard lessons learned in the school of hardknocks.

The outstanding debts led me to be sued by a greedy collector.  When I read about this particular collector online, what I learned was unnerving.  They had a reputation for illegal practices such as harassing people and blindsiding them before they could work up a defense (the poor who cannot afford attorneys).

The judge hearing the case was in the town I grew up in.  In the anteroom, an attorney that was associated with my ex and his politically well-connected family, saw me and regarded me with a smirk on his face–as if he thought it were funny that I was in the predicament I was in.  I’ll always wonder what he said to the judge.

It should be noted that the judge belonged to the Catholic church I once belonged to with my ex.  You might recall I was bullied out of the church during and after my divorce.  It seemed to me that he wanted to punish me yet again for getting a divorce.

The judge noted that I was without legal counsel, and that was the last of any consideration.

During testimony, I asked the man from the collection agency how much he had paid for my debt…since it was known that this particular debt collection agency paid pennies on the dollar.

The judge shot out, “He would have no knowledge of that.”  Or something to that effect.  He answered for him and disallowed other questions.

At one point, the judge instructed the court stenographer to shut off the recording device while I testified and while I asked/answered questions of the debt collector.  At one point, after a big chunk of the court proceedings was “off the record” the court stenographer asked the judge about it, and he instructed her not to turn it back on.  (This stenographer also refused to give me information over the phone–saying I had to come down there in person.  I lived 40 minutes away and I could not afford the gas to get there.  When I asked her to justify her position, she hung up on me.)

It was clear that the judge was in favor of the debt collector, without regard to my circumstances.  At this point in time, I’m still pretty toxic, and brain function is not as rapid as it normally would have been.  I am unable to truly defend myself. Or pay for an attorney.  Not that I could find any willing to help.

Even though I was only making $100 a month as a substitute, with usually making $300 during the month of May (many substitutes used this as supplemental income, and would fly as soon as the weather turned nice), the judge ordered my wages garnished.

Unbelievable.

Truly a nightmare.

This was usury, but I had no recourse against it.

I had no money to even file bankruptcy.  A straight-jacket of a bind.

If it weren’t for my son paying to help me file bankruptcy, I would not have made it.  I would have given up hope.

**edited to add:  In my house, I had two nice Lazy Boy recliners that you could just sink into.  When I left my apartment, I gave them to my sister’s neighbor several years ago.  Now one of them is put out to trash–broken.  I see it every day with a pang of all the loss.  Yeah, not a good week by any means.  Hope you all are having better ones.

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Well, this is not good…healthcare worker tests positive **edited

…for Ebola.  Note how they immediately blame the healthcare worker for “breach in protocol”…without confirming what happened.

With what has happened with this hospital from the get-go, I’m not too confident with their assessment.

They sent Duncan home when he had a 103 degree fever…because he didn’t have health insurance.

#%&*!

This is the problem with for-profit medicine….thank you, President Nixon…and with hospitals run by CEOs instead of doctors.  Yes, young ones, doctors used to be in charge of running hospitals, before medicine became profit-driven.  Doctors used to run hospitals as they should be run–with compassion and an understanding of health issues.

They shove poor patients out the door before they are truly well enough to be dismissed, and here is the prime example of why this practice should be illegal….and why medicine needs to go back to how it was before Nixon thought HMO’s would be a great idea.

**edited to add:  I also question their blaming the victim for not following protocol, because as is reported, she was taking her temps twice a day.  She was being vigilant…so why would she break protocol when she obviously was aware of the risk and was monitoring herself?

AFT making deals with Weingarten’s consent **edited

Mercedes Schneider has another great post up on the deals being made by Randi Weingarten.

I tried to reblog it, but i think with all the comments and permalinks in the box, it crashed.

Anyway, here is the comment I posted in the reblog:

I’ve had this blog up on my queue to read when I got a chance, and something can be said for patience and delay…sometimes the rewards are astounding…as the comments here.

When you start messing with knowledgeable teachers, you better bring your best game…cause you’re messing with the best.

From Allyson:
Allyson permalink

Question: what makes you think you can have access to my children’s data without my consent? My kids’ school does not act for me in this capacity-no permission from me!
~~~~~~~~~
From Dave:

Dave permalink

Hi Dan,
I’m an actual classroom teacher here working in the trenches. Nice to meet you. First, congrats on your business. I’m sure it is going to make you boatloads of money in the years to come, mainly from grants from the Gates Foundation among other. Rupert Murdoch will no doubt want to buy you out at some point, but that could be very profitable for you, too.

As a practicing teacher, I must say on behalf of those who feel as I do (and we are legion), that we have had quite enough of the promise of tech companies reforming education and making our lives and our teaching easier. You don’t. Mostly, we view you and your dime-a-dozen tech companies as leeches who are just hanging on to suck whatever profit you can out of our already stretched too thin school (and state) budgets. We’d really appreciate it if you put your considerable intellectual talents to better use, say, by joining NASA or helping find a cure for cancer. Honestly, we got this. We are going to teach the heck out of our kids every year, and we don’t need any further technology updates to do it.

You are right, however, and parents should realize this: an INCREDIBLE amount of precious learning time is flushed down the toilet because of computers, SMART Boards that don’t function correctly, software that freezes and hard drives that lock up, lost or missing passwords–the list goes on and on. Give me a black board, a piece of chalk, books and paper and I’ll turn ANYONE’s kid into a college-bound student. So will three million other educators … as long as you and other techies stay the heck out of our way. See, it’s our administration that’s the problem. They fall for the snake oil that you peddle, and they keep buying more (my district just sunk a 100 grand into a I-Ready, which now has my fifth graders matching letters to letter sounds like four year olds because of the score they got on the diagnostic. Crimony, what a mess! And now my students’ morale is low.

Just please, Dan, get out of the business and save teachers the headache, and the inevitable battle that we’re going to wage and win against you like we did against inBloom.
~~~~~~~~
And finally from Lloyd:
Lloyd Lofthouse permalink

Dan Carroll:

Pardon my language, … but it isn’t important if you do or don’t.

Before I went to college on the GI Bill, and then was a public school teacher for thirty years (1975-2005), I served in the U.S. Marines and fought in Vietnam. Before that, I was born to poverty with parents who both dropped out of high school at the age of 14. My dad actually spent time in jail as a teen for breaking and entering, and my older brother about 15 years in prison for a host of crimes.

Growing up in poverty and then ending up teaching children who lived in poverty taught me one thing. It isn’t the material that’s going to teach these kids. It’s the teacher, and a well trained teacher can teach without materiel from someone in the private sector offering material that will make that company a profit and/or pay the CEO a hefty annual salary.

In fact, the worst possible material was always the “crap” that was forced on teachers by administrators who had been convinced by someone working for a corporation that it would make a difference—and none of that junk ever did make a difference. I talk from experience.

So, cut the crap, Mr. Carroll. You aren’t doing teachers a favor by offering them “what you think” is access to materials that will help them do their job while possibly gathering cradle to grave informatory on children to sell to the highest corporate bidder or making a profit for some hi-tech company that sells tablets or laptops or software.

Will you deny that you plan to, or have an agenda, or have goals to gather information on children and sell it? If you answer is no, then please put that in writing and sign it with a promise that you will voluntarily go to prison for ten years or longer if you ever break that pledge. In addition, I want to pick the same prisons my brother served in. No white-collar criminal country club.

A dedicated teacher can teach without material, because they will create their own like I did in my early years in the classroom when there wasn’t enough textbooks to go around, And guess what, with teacher created material, many of the children I worked with soared and continued to do well year after year. And most of the material I used for thirty years was generated by me.In fact, most of the dedicated teachers I know seldom used the “crap” that came from people who thought they knew what teachers needed to do their job.

Why is it that teacher generated material works best? Easy answer: because the teacher who works with these at-risk kids usually knows what works best for their student population— that is, when the teacher can engage the students that often resist learning what’s taught.

Of course, I used the stories in the literature textbooks, but most of the support material in those textbooks wasn’t suitable for the students I worked with. To be frank, I didn’t like most of the “crappy” lesson in those textbooks that others felt would help me do a better job as a teacher.

This is where I want you to really pay attention. This is what teachers NEED most:

FIRST: A national early childhood education program—-that is part of the public schools and not run by a private sector corporation out to make a profit or pay some CEO a six figure, or higher, annual salary—-that’s available to every family and/or child as early as age 2 and specifically for children who live in poverty.

There’s a reason why the country needs a non-corporate, quality early childhood education program, and it is the fact that almost 24% of children in America grow up in poverty [more than any developed country]—-for that reason, teachers don’t need some “ignorant fool” [emphasis mine] to offer them material “that will help them do their job,” because material isn’t going to motivate a child who comes from a dysfunctional home or who is hungry or who lives in a community that’s ravaged by drugs and/or street gang violence similar to the schools where I taught for thirty years.

SECOND: New teachers starting out should be offered the best training possible and that’s a full time, paid, year-long residency with a master teacher in that master teacher’s classroom—this is the program that trained me as a teacher, and it made all the difference—and this program must include at least one full-year of follow up support after those young teachers have a classroom of their own.
~~~~~~~~
You can read Dan Carroll’s mindless comments at the blog.
I had experience with the *cough* smartboards where you really could not draw on them as you would a chalk board. Besides subjecting the kids to more electro-magnetics, it is a “shiny object” to entertain, with little value in educating children.

Like Dave in the comments,  says– give me chalk and chalkboard. The only electricity required is the electrical current running in the brain. 🙂

**edited to correct “Dave” from Dan. Meh. Must have been a “mercury” day.

Attorney for Garner in alleged rape

*Warning:  a little graphic.  May trigger.*

As I was reading this, I immediately felt pain for the woman making the rape charge.  Bu I have to question if Rubenstein is a target by the NYPD because of his being a thorn in their side.

It shouldn’t make any difference.  If he is guilty of this, then he needs to face up to what he has done and serve time.  Good Grief, if this is true…it’s just mindboggling that he could be such a defender of civil rights…and yet fail to see that having intercourse with a woman without her lucid, passionate “yes” is a violation of  her civil rights.  She cannot give lucid consent when under the influence of alcohol or other drugs.  As an attorney, he would know this.Yes means Yes.You don’t have the “yes”?  Then you don’t shove your dick or any other object into her. Period.

U.S. official: Enterovirus D68 caused boy’s death

Again, this article doesn’t go far enough–what the author fails to address is the complications from poor diet, toxins’ effect on the gut, therefore the immune system, and the connection between conditions such as asthma and death from the virus.

Enterovirus has been around since the 60s…and yet, children now are having difficulty fighting it off…our highly toxic environment– heavy metal contamination (mercury, lead, arsenic) damage the immune system–besides creating problems such as ADD and autism, it also causes asthma.  And when the body is hit with a strong virus such as this, it cannot fight back as easily as children of the past.

Yet that is not mentioned in these articles.

No, that would take some hard work on our part to go against the interests of bu$ine$$ who don’t want to find ways of conducting business without poisoning us in the process.

It would mean going up against Monsanto, Dupont, and the like, who pushed their GMO’s on to the public without a care of how the body would not recognize it in order to digest it properly, creating inflammation and destroying the gut in the process.

The AP finally ran an article Friday stating that handwashing was a defense against enterovirus and Ebola…while pushing vaccines again.  Unreal.

Global News

TRENTON, N.J. – A virus that has been causing severe respiratory illness across the U.S. is responsible for the death of a 4-year-old boy in New Jersey, a state medical examiner has determined.

Hamilton Township health officer Jeff Plunkett said the Mercer County medical examiner’s office found the death of Eli Waller was the result of enterovirus D68. The virus has sickened more than 500 people in 43 states and Washington, D.C. – almost all of them children.

The U.S. Centers for Disease Control and Prevention said earlier this week that four people infected with the virus had died, but it’s unclear what role the virus played in the deaths.

Some children are especially vulnerable to infection because of pre-existing conditions, though the medical examiner said that was not the case in the New Jersey boy’s death. Most of the severe cases nationwide have involved children because they generally…

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First Nations protesting Red Chris mining

Powerful video here.  I just don’t understand why he didn’t want to talk to them nor drink the water…/snarky to the extreme

What price for food that is edible or water that does not contain heavy metals?  What price for healthy bodies from unpolluted air, water, and soil?

What price for life?