Yes, High Health Insurance Deductibles Are Still A Problem

Mike the Mad Biologist

When the PPACA (‘Obamacare’) was being debated, I noted six years ago that the high deductibles made healthcare no more affordable (in fact, I noted this about Romneycare in 2008). This was not only predictable, butpredicted. Which brings us to two items. First, a NY Times report on higher deductibles (boldface mine):

Obama administration officials, urging people to sign up for health insurance under the Affordable Care Act, have trumpeted the low premiums available on the law’s new marketplaces.

But for many consumers, the sticker shock is coming not on the front end, when they purchase the plans, but on the back end when they get sick: sky-high deductibles that are leaving some newly insured feeling nearly as vulnerable as they were before they had coverage.

“The deductible, $3,000 a year, makes it impossible to actually go to the doctor,” said David R. Reines, 60…

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